v1.5.0
Real estate and mortgages
Wealth tracking now includes the home you own and the loan you're paying off, so your net worth reflects your real equity.
About
Built for people who budget by payday
Budgeteer helps you plan the money you have now, see where each euro went, and keep your longer-term goals in the same calm workspace.
Why Budgeteer exists
Calendar months split real paychecks
We built Budgeteer for the rhythm most budgets follow: money lands, the period starts, bills and daily spending happen, and the next paycheck closes the loop.
Calendar months often cut through the middle of a pay cycle. Spreadsheets start tidy and then drift after repeated edits. Bank-sync apps can ask for credentials before you even know if the product fits how you budget.
Budgeteer keeps the parts that make spreadsheets useful: fast entry, inline editing and clear rows. It adds structure around them with payday periods, five transaction types, recurring costs, saving goals, imports you review first and exports you can take with you.
We keep the product focused on euro budgeting. You choose the categories, the period dates and the level of detail. Budgeteer handles the totals, nudges and charts.
Principles
The product rules we come back to
Budgeteer earns trust through clear controls, careful defaults and honest language.
Clarity
You should see what happened this period without rebuilding a spreadsheet every weekend.
Ownership
You can export your full account as JSON, and Budgeteer works without asking for bank credentials.
Honesty
Budgeteer uses plain euro amounts, visible categories and review steps before imported rows land in your budget.
Craft
Small interactions matter: inline editing, mobile layouts and stable table order keep budgeting fast.
Money
What we believe about money
The tool should make decisions easier without pretending money is simple.
A useful budget starts when income arrives.
Manual control still matters when software handles the math.
Saving belongs beside spending, not in a separate notebook.
Long-term wealth should share context with this month's choices.
Milestones
Recent product steps
A few highlights from the changelog, from wealth tracking to review-first imports.
v1.4.0
Bank import and monthly summaries
Import bank statements without handing over your credentials, and get a recap when a period closes.
v1.3.0
Top-up income
Extra income can now increase the budget for the period where the money arrived.
v1.2.0
Saving goals linked to real transactions
Saving goals became part of the transaction workflow instead of a separate tracker.
v1.1.0
Wealth exports and fixed-cost charts
The wealth area gained export options while recurring costs became easier to scan.
Start your next budgeting period with Budgeteer
Free to start. No bank connection, no credit card. Just a clearer view of your money from one payday to the next.