Personal budgeting workspace

Budget from income to income.

Keep fixed costs, daily spending, savings, and the budget for your current income cycle in one place. Review the period before the next one starts.

Existing Budgeteer users can open their workspace.

Budgeteer workspace
Current period

Budgeting period

May 2026

Remaining budget

€ 1,070

Variable spending

€ 310

Savings this period

€ 450

Spending by category

Fixed costs€ 1,180
Life€ 640
Variable€ 310

Recent activity

Groceries-€ 42.80
Savings+€ 150.00
Internet-€ 49.00
Review the period before you create the next one.

A useful budget has a timeline

Plan the period you are living through.

A monthly total cannot tell you how much of your latest income remains after rent, insurance, groceries, and the spending you chose. Budgeteer gives that income cycle a clear start, a budget, and a record you can review.

  1. 01

    Start with an income cycle

    Create a budgeting period when your income arrives. Set a budget for that period or begin with the amount you saved as your default.

  2. 02

    Account for the costs you expect

    Keep fixed costs separate from life and variable spending, then use categories to give each transaction a useful home.

  3. 03

    Review the period before the next one starts

    Use the dashboard and category charts to inspect your remaining budget, spending pattern, and savings before the next period begins.

Inside the workspace

Keep the parts of your finances distinct.

Budget periods

Give each income cycle its own start date, end date, budget, transactions, and review. Edit the period when plans change.

Transactions with context

Track fixed, life, and variable expenses alongside income and savings. Record the category and whether an expense was necessary.

Fixed cost manager

Maintain recurring costs with billing frequency, category, billing date, and status. Budgeteer carries active costs into a new period.

Saving goals

Set a target, link savings transactions, and see progress toward the goals you are funding.

Capital Track

Save capital snapshots by category, follow net worth over time, and export the records when you need a copy.

Your data, available to export

Download budgeting periods, transactions, categories, fixed costs, and capital data as a zip archive from Settings.

A record you can revisit

Build the next period with the last one in view.

  • See where the budget moved.
  • Keep a record of your goals and capital.
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